Start earning unlimited rewards for everyday purchases
Make everyday purchases more rewarding with unlimited points, no annual fee† and no foreign transaction fees†. It's truly the card that gets you thereTM.
How you earn points:
3x Points = 3% Cash Back
on eligible travel and AAA purchases*
2x Points = 2% Cash Back
on gas, grocery store, wholesale club and drugstore purchases*
1 Point per $1 = 1% Cash Back
on purchases everywhere else*
Current AAA Cardholders
The AAA Member Rewards Visa® credit card provides 24-hour customer service, around-the-clock fraud protection, and secure online access to your account information.
To manage your AAA Member Rewards Visa® credit card, including to pay your bill or redeem your Member Rewards Points for AAA Travel and more, please log onto Online Banking below.
Customer Service: 1-800-732-9194
Lost or Stolen Card: 1-800-732-9194
†For information on the rates, fees, other costs and benefits of this credit card, click on Apply online and refer to the disclosures accompanying the online credit application or visit your AAA branch.
*How You Earn Points: You earn points when you use your card to make purchases, minus returns, credits and adjustments (“Net Purchases”). The following transactions are not considered purchases and will not earn points: Balance Transfers and Cash Advances (each as defined in your Credit Card Agreement), fees, interest charges, fraudulent transactions and certain other charges. 1 Point: Earn 1 point (base point) for every $1 of Net Purchases charged to the credit card each billing cycle. 2 Points: Earn 2 points (consisting of 1 bonus point and 1 base point) per $1 for Net Purchases made with the card at any eligible gas, grocery store, wholesale club and drugstore merchant categories as designated by Bank of America. 3 Points: Earn 3 points (consisting of 2 bonus points and 1 base point) per $1 for Net Purchases made with the card through any participating AAA Club when AAA is the merchant of record, or at eligible retail travel merchant categories as designated by Bank of America. Points Expiration: Points expire 5 years after the month they were earned. Points Forfeiture: If the owner(s) of the card account voluntarily closes the card account, or if for any reason we close the card account, any unredeemed points associated with the account are subject to immediate forfeiture, unless specifically authorized by us. Rewards Program Rules: Program Rules containing additional details will be sent to you with your new account materials. Other significant terms apply. Program subject to change.
This credit card program is issued and administered by Bank of America, N.A. Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc. AAA is a trademark of American Automobile Association, Inc. ©2020 Bank of America Corporation ©2019 AAA